Drop by one of these lovely homes this weekend! #hometeamsells #realestate #openhouses
Drop by one of these lovely homes this weekend! #hometeamsells #realestate #openhouses
This Fabulous, Renovated 3+1 Bedroom Back Split is the Perfect Family Home. The Modern Open Concept Main Floor is Great for Entertaining. The Bright Living Room and Dining Room Walk Out to the Front Porch. The Large Kitchen Features Plenty of Cupboard & Counter Space Including an Island with a Breakfast Bar.
On the Upper Level you will find 3 Generous Bedrooms with Laminate Flooring, Ceiling Fans and Good Size Closets. The Master Bedroom is Complete with His & Hers Closets, a 3-piece Ensuite and a Walk Out to the Back Deck.
The Lower Level has a Fourth Bedroom and a Large Rec. Room-Play Room with Above Grade Windows, Laminate Floors and Pot Lighting. The Large Yard is Partially Fenced with No Neighbours Behind.
Don’t Miss this One of A Kind Home in South Keswick.
For More Pictures & Information, Please Visit www.270Pasadena.info
Within Walking Distance to Tottenham, this 1.25 acre property is the Perfect Location. This Updated 4 Bedroom Bungalow’s Living Room Features Laminate Flooring, a Ceiling Fan and a Large Picture Window. Enjoy Cooking in this Fabulous Kitchen with Plenty of Cupboards & Counter Space, a Walk In Pantry, Breakfast Area & a Pass Thru to the Dining Room. Enter Into The Dining Room with Laminate Floors and a Walk Out to the Large Screened In Porch, Great for Entertaining. The Generous Master Bedroom is Complete with a 4pc Ensuite, Walk In Closet, Bay Window, Propane Fireplace and a Walk Out to a Small Deck. The Additional 3 Bedrooms Provide Ample Space for Your Family. The Convenient Main Floor Laundry Room has an Entrance to the Loft Attic which Provides Great Additional Storage. This Home’s Basement has a Separate Entrance with a Mudroom, Additional Laundry Hook Ups and is Finished with a 3pc Washroom & 3 Additional Rooms which Can Be Used as a Bedroom, Playroom, Office or Rec Rooms. This Home Has In-Law Suite Potential. The Heated 24’x26’ Detached Garage/Workshop is Commercially Zoned. Don’t Miss this Country Property with Lots of Room to Enjoy Including Your Own Pond.
Bright North Eastern Exposure 2 Bedroom, 2 Bathroom Condo in Richmond Hill. The Spacious Kitchen Features Plenty of Cupboards and Counter Space and a Pass Through Window into the Dining Room. The Large Open Concept Combined Dining Room and Living Room is Great for Entertaining and has Floor to Ceiling Windows. The Sunny Solarium with Custom Blinds Could Be Used as a Third Bedroom. The Master Bedroom is Complete with a 4 Piece Ensuite. Both Bedrooms Feature Generous Closets and Large Windows. This Fabulous Condo also Includes Ensuite Laundry, One Underground Parking Space and a Locker.
This Well Maintained Condo Building Recently Renovated the Lobby. Great Location with Easy Access to Transit, Hospital and Shopping.
Maintenance Fees Include Use of the Recreation Centre at 66 Baif Blvd Which Offers Outdoor Pool, Sauna and Exercise Room.
For More Pictures, Click to View Our Virtual Tour or Call to Book Your Personal Tour Today.
What makes a city great? When determining our 8th annual list of Best Places to Live in Canada, we looked at all the data we could find to determine which communities offer the best overall quality of life. After studying the socio-economic conditions in 200 cities and towns across Canada, we saw further evidence of the ongoing rise of the West relative to the rest of Canada. The economic boom in Canada’s resource-rich Prairie provinces has clearly impacted the fortunes of Canadians living there and as a result we have a new No. 1 overall city this year. Calgary has overthrown Ottawa as the best place to live after a three-year run by our nation’s capital atop the leaderboard.
Calgary’s jump to the top of the list shouldn’t come as a surprise. High incomes and an abundance of jobs fueled by the energy sector have been drawing young people west for years. Calgary’s 4% unemployment rate-well below the national average of 7%-is the big draw. Housing may expensive in Calgary, but home ownership is manageable thanks to above-average household incomes. That’s not the case in many of Canada’s other big cities, where high home prices far exceed residents’ ability to afford them.
Admittedly, we can’t gauge many of the elements Canadians treasure most about their cities; the nearness of family, the friendliness of neighbours or even delicious restaurants. Instead, we’ve stuck to the hard numbers to determine the safest, most convenient and viable spots in the country. Here are MoneySense‘s top 10 overall Best Places to Live 2013:
#10 Newmarket, Ont.
This town has it all, high household incomes ($107,353 on average), great weather, low unemployment (4.69%) and some of the lowest crime rates in the country.
#9 Lethbridge, Alta.
Brace yourselves; there are a number of Alberta cities in the top 10. Lethbridge sets the bar high posting impressive scores in the weather category (more than 70% of days in a year are rain- and snow-free) and homes are super affordable with the average price tag set at just $183, 491.
#8 Lacombe, Alta.
Lacombe is growing quickly thanks in part to a strong economy and low taxes. In addition to its 8th overall finish, Lacombe also placed 3rd on our Best Small Cities in Canada list. Average household incomes top $119,500.
#7 Saanich, B.C.
Saanich scored well in almost every category we tracked, including access to healthcare and low taxes. This suburb of Victoria would have done even better if the housing prices weren’t so high. The average home in the city costs $562,115.
#6 Ottawa, Ont.
Our 2012 No. 1 ranked city has fallen to No. 6 on this year’s overall list (2nd among large cities) but make no mistake, our nation’s capital is still one great place to live. Household and discretionary incomes in Ottawa remain high, but aren’t keeping pace with the growing wealth rushing to the West.
#5 Oakville, Ont.
Oakville earned high grades for being a safe city with plenty of high-paying jobs and a strong arts community. But it’s Oakville’s climate that makes it the envy of the nation. It’s the sunniest, warmest place we’ve got.
#4 Strathcona County, Alta.
The third richest city in Canada, Strathcona County also boasts plenty of daycare spaces and neighbourhood children making it a great place to plant roots. The average household brings in $147,945 a year and homes cost just $371,619 on average.
#3 Burlington, Ont.
Strategically placed in the centre of Ontario’s Golden Horseshoe, this city takes full advantage of being close to the economic engine of Toronto and the industrial powerhouse of Hamilton. The unemployment rate in Burlington is 4.65%.
#2 St. Albert, Alta.
High incomes ($139,628), low unemployment (3.82%) and affordable housing ($344,967 average house price) helps this Edmonton suburb take top prize in our ranking of the best small cities in Canada and 2nd overall.
#1 Calgary, Alta.
Looking for a big city with a laid back feel, plenty of job opportunities and a young vibrant community? Go west. A strong economic foundation has turned Cowtown into the best city in the country.
Visit moneysense.ca/bestplaces to see the full list.
To determine Canada’s Best Places to Live, we started with incomes and employment. After all, most people’s experience in a city is more positive when they have a high-paying job-and the ability to get a new one if they so choose. We looked at the price of housing, giving high scores to cities where home prices are affordable when compared with local salaries. Weather was also key. Sure, some Canadians love cold weather, but most will agree that extra sunny days, days above zero and days without precipitation are nice to have. Crime rates and access to medical treatment are also important factors, so MoneySense awarded points to communities with low rates of crime, good access to hospitals and high numbers of medical professionals.
Quality of life isn’t only about practical concerns. The ability to take part in cultural activities adds richness to our lives, so we gave points to communities with high numbers of people working in the arts or sports. We also tracked whether a city has a movie theatre or easy access to an airport. Of course, statistics don’t capture the personality, scenery or people that make each place special, but they provide a good idea of what life would be like if you lived there. For a full explanation on how we analyzed all 200 cities, read our full methodology.
By:Mark WeislederReal Estate, Published on Fri Feb 15 2013
There are interesting legal issues about what should or shouldn’t be disclosed when a house is sold, including whether someone has died in the house.
A column last month about the topic prompted a lot of response, with many readers feeling that it is going too far to ask sellers to make this kind of disclosure.
Here are some reader questions:
Must I disclose a suicide on the property?
London lawyer Merv Burgard reminded me of a decade-old Quebec case. In May, 2003, Sylvie Knight bought a home from Marcel Dionne in Saint-Constant for $122,000. Dionne did not say that his son had committed suicide in the basement 10 years earlier. Knight sued, claiming that this should have been disclosed and she would not have bought the home if she had known that.
In a 2006 decision, Judge Gabriel de Pokomandy of the Court of Quebec Civil Division, found that the suicide did not need to be disclosed by the seller. Here is what he said:
“A death, suicide or even a murder in a house cannot be considered something the seller is obliged to disclose, just as there is no obligation to disclose domestic violence, trespass, births, marriages, baptisms, or other life events, whether happy or sad, that may have occurred there, unless there have been questions raised about these facts.”
In my opinion, the law continues to evolve, and it may in fact depend on who the buyer is. For example, the GTA may now have more languages spoken and cultures and communities living here than anywhere in the world. It could very well be that, for some of these cultures and communities, the fact of a murder or suicide could make it impossible for them to move into the home. Therefore, why not just disclose the matter up front and avoid any chance of a lawsuit occurring.
Must we need disclose a natural death?
Most lawyers will say no, you don’t have to. In my view, you should disclose it. It is likely to bother someone so why take a chance on a lawsuit later.
My spouse died in the hospital, was cremated and I sprinkled the ashes in the back yard. Must I disclose that?
When buyers do find out during the course of their home inspection that a death had occurred and was not disclosed, they are typically wary of the integrity of the seller regarding other matters.
Buyers, if you are concerned at all about any of these issues and do not trust a seller to make this disclosure, then insert a clause into your agreement whereby the seller represents that they are not aware of any deaths, suicides or murders ever occurring on the property. Also ask the neighbours if they know anything about the subject.
Mark Weisleder is a Toronto real estate lawyer. Contact him at firstname.lastname@example.org
147 Hollandview Trail, Aurora
The 12-month change in the Teranet-National Bank House Price Index has decelerated in recent months to 3.4 per cent, led by declines in Vancouver (-1.4 per cent) and Victoria (-1.7 per cent). Some people interpret this weakness as a sign that a housing crash has started – see, for example, the Canadian Business article “Canada’s housing crash begins.” I don’t see a collapse in 2013 for several reasons. One is the highly supportive monetary environment.
In the case of the U.S. housing boom from 2003 to 2007, the overvaluation was pricked after the Federal Reserve dramatically tightened monetary policy to cool off an overheated economy. This catalyst is absent in Canada as 2013 commences.
Indeed, monetary policies in Canada, the U.S., Japan, China and elsewhere around the world are dialled to the opposite extreme. They are hyper-expansionary, with interest rates at record lows and printing presses running like never before.
This means that Canada and other countries should continue generating growth in jobs and income. Since higher employment and income typically support housing markets, prices are not likely to fall much in 2013. Or if they do, they shouldn’t stay down for long.
The crash crowd says Canadian houses are overvalued on the basis of the price-to-income ratio. So they fear the process of mean reversion will take prices down by 25 per cent or more. But with so much monetary stimulus in the system, the price-to-income ratio should also be normalized by income increases.
Interest rates may begin edging up later in 2013. They shouldn’t threaten the housing market because income and employment will be climbing as well, creating offsetting demand for housing. Similarly, the one-off impact of a tightening in mortgage rules during 2012 should not be cause for a serious setback.
There are other reasons for expecting a crash to be a no-show in 2013. Suffice it to say that the monetary cycle suggests a soft-landing scenario. This is not to deny there are pockets of extreme overvaluation or oversupply, where the risk of substantial correction remains. Cases in point could be Vancouver housing and Toronto condos.